N.S.C. / K.V.P. Loan
Purpose
Now you can avail a loan against your National Savings Certificate (N.S.C.) or Kisan Vikas Patra (K.V.P.) through Dhanvantari Patsanstha.
Eligibility
- Indian citizens above 18 years of age.
- Saving Account is compulsory.
- Must possess a valid National Savings Certificate (N.S.C.) or Kisan Vikas Patra (K.V.P.).
- Contact the nearest branch for further details.
Maximum Loan Amount
- Loan available up to Rs. 25 Lakhs.
Repayment
- Repayment period up to 24 installments (maximum).
- Flexible repayment methods available.
Rate Of Interest
Interest @ 12% p.a, are being calculated on basis of Reducing Loan amount
SURETIES / SECURITY
- National Savings Certificate (N.S.C.) or Kisan Vikas Patra (K.V.P.) will be accepted as security.
DOCUMENTS REQUIRED FOR N.S.C. / K.V.P. Loan
- Completed N.S.C. / K.V.P. Loan Application Form.
- Recent colour photographs.
- Address and Identity Proof (PAN Card, Aadhaar Card, Ration Card, Voter ID, etc.).
- Original National Savings Certificate (N.S.C.) and/or Kisan Vikas Patra (K.V.P.).