Fixed Deposit
Eligibility
- Saving Account is compulsory.
- Any resident individual can open a single account.
- Two or more individuals can open a joint account (maximum 4 persons).
- Illiterate persons can open an account.
- Visually impaired persons can open an account.
- Associations, clubs, trusts, institutions/agencies, partnership firms, private limited companies, and proprietorship concerns can open an account.
FEATURES
- Persons who have completed 60 years of age or have taken VRS at the age of 55 are eligible for an additional 0.5% interest rate.
- Door-to-door banking service available.
- Simple and convenient deposit option for depositors.
- Easy to operate.
- Terms and conditions are clearly mentioned on the deposit form for easy understanding.
- No hidden charges or costs.
- Nomination facility available.
RATE OF INTEREST
Kindly refer a chart for our various fixed deposit schemes and their attractive interest rates. Contact our nearest branch for further details.
SIMPLE FIXED DEPOSITE
| Deposit Period | Interest Rate |
|---|---|
| 30 Days to 180 Days | 6.00% |
| 181 Days to 1 Year | 6.50% |
| 1 Year to 3 Years | 7.25% (Senior Citizens: Additional 0.5%) |
LEK SAMRUDDHI YOJANA
| Deposit Period | Interest Rate |
|---|---|
| 1 Year to 3 Years | 7.25% |
Dhanvantari Samruddhi Deposit
| Deposit Period | Interest Rate |
|---|---|
| 18 Months | 9% |
Call Deposit
| Deposit Period | Interest Rate |
|---|---|
| 15 Days | 6% |
DEPOSIT RECIEPT
Deposit reciept will be given to every depositor with account number with his/her name and address and all initial details.
DOCUMENTS REQUIRED FOR OPENING AN ACCOUNT (Optional )
- Two copies of recent passport-size color photographs.
- Proof of residence (Passport, Driving License, Ration Card, Voter ID Card, Electricity Bill, Aadhaar Card, etc.).
- Valid Photo Identity Proof.
- Introduction from a person known to and acceptable by the Patsanstha.
- Permanent Account Number (PAN) Card with original document for verification.
- Initial deposit to be made in cash.