Cash Credit Loan
Purpose
Cash Credit Loan will be given only to business persons for their business needs.
Eligibility
- Indian citizen above 18 years.
- Must be a shareholder of Dhanvantari Patsanstha.
- Must have a Business Registration Certificate.
- Contact nearest branch for further details.
Maximum Loan Amount
Up to 50% of valuation amount or ₹10 Lakh, whichever is lower.
Repayment
- Up to 1 year (maximum).
- Flexible methods of repayment.
Rate Of Interest
Interest @ 10% per annum, calculated on the basis of reducing loan amount.
Documents Required for Cash Credit Loan
- Business Registration Certificate.
- Colour photographs, address proof (PAN Card, Aadhaar Card, Identity Card, Ration Card, etc.).
- Mortgage income documents.
- Paid receipts of all debts on mortgage property.
- Debtor, Co-Debtor, and Guarantor should provide loan details if loans are taken from other banks.
- Debtor should have a CIBIL report with rating above 600.
| Sr. No. | Documents | Download |
|---|---|---|
| 1 | Document List | Download |